IMPACTO DE LA EDUCACIÓN FINANCIERA EN LAS DECISIONES DE INVERSIÓN EN EL SISTEMA BURSÁTIL

Abstract

Due to the financial crises that have beset Mexico, Government and private in the Mexican financial system efforts to optimize the financial education of persons, mechanism that allows individuals take right decisions to improve their circumstances of life. Therefore, raised the hypothesis that if a person has a financial education would take the decision to invest in the formal environment. It also set intended to identify the knowledge, skills and attitudes that require natural persons to decide to put its surplus of money and generate returns in the formal environment which met in a theoretical way. Descriptive-correlacional research, with a transverse range and the application of a questionnaire of 25 multiple choice questions, with a sample of 80 students of the masters in business administration that sought information on financial education and investment decision variables was conducted. Data were processed with software SPSS version 18.0 and became a univariate and bivariate analysis. It was noted that there is no association between the variables. It was concluded that for the used sample financial education does not determine the decision to invest in people, and was the question that if it will be a matter of financial literacy